Yale New Haven Health System is pleased to offer LifeTime Benefit Term Insurance: Life Insurance with Long-Term Care Coverage Offered Through Chubb
Special Enrollment with Guaranteed Issue for eligible employees October 27, 2025 - November 14, 2024
If you previously enrolled you may increase your coverage up to the plan limits ($25,000 maximum) without additional health questions.
Webinars are Available
To learn more about this benefit register for a webinar by clicking below
Agent Assisted Enrollment
ACSIA Partners Long-Term Care + Life Insurance planning professionals are available to help you learn more about the benefit and create a plan that is right for you. To request a consultation call (888) 695-2056 or click below to send a request.
Self-Service Enrollment
To self-enroll, log in to the enrollment portal. You will have access to the Chubb portal through single sign-on on the landing page. You can request assistance from an ACSIA Partners enrollment specialist, and they can guide you through the process or help you select and enroll in a plan design that is appropriate for your needs and budget.
Educational Sessions Calendar
Advantages of the Special Enrollment
Guaranteed Issue Underwriting
Employees working 24 or more hours per week enroll for coverage up to $100,000 with no health questions. Employees that previously enrolled below the Guaranteed Issue amount may purchase up to $25,000 in additional coverage with no health questions up to $100,000 total benefits
Long-Term Care Benefits
You can access the insurance benefit to help offset the costs associated with long-term care services not covered by health insurance, disability, or Medicare. The benefit is available whether you need professional caregiving services or informal care.
Life Insurance Benefits
A valuable life insurance benefit for your loved ones. This coverage is portable without penalty even if you change jobs or retire. This could be an important supplement to current life insurance that may terminate in the future.
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Tax-free Benefits
Benefits received are tax-free.
